Welcome to Progressive's digital mortgage integration

Borrowers are looking for a stress-free homebuying experience. Using this home insurance mortgage integration simplifies the process by taking tasks off their plate.

How Progressive's home insurance and digital mortgage integration works

Progressive sources public records to reduce the amount of information needed for the borrower to get a homeowners insurance quote. If we aren't able to quote them, we can provide additional options through our carrier network. If the borrower wants to purchase, they're taken to our website to finalize their policy information that has been pre-filled — again, making it easy. Progressive even helps return evidence of insurance, finishing off the insurance piece of the loan process.

Digital mortgage is about providing an end-to-end solution, and this integration delivers on that experience. Our robust APIs help expedite the closing process, reducing the time it takes to finalize the loan.

Frequently asked questions

Why Progressive Home®?

Progressive Home makes getting a quote for homeowners insurance simple. Consumers can not only get a quote from Progressive Home but also compare direct rates and coverage from multiple carriers.*

Licensed representatives are at the ready 24/7 to answer any questions consumers may have and help them find the best fit.

Is the service comprehensive?

Progressive Home writes in 48 states and, through its network of affiliated and third-party insurers, aims to reduce the amount of DNQs (does not qualify) responses received by borrowers.

If Progressive Home isn't the best fit, HomeQuote Explorer® lets borrowers compare Progressive Home's direct rate and shop other carriers.*

How does the mortgage integration work?

The mortgage integration pulls information from the 1003 and public records of the property to calculate the insurance rate. The premium is then returned and displayed to the borrower as an option to purchase. If they want to purchase, the borrower can be taken to our website to finalize their policy information that has been pre-filled.

Why does this matter to consumers?

Borrowers are looking for a stress-free homebuying experience. Using this integration simplifies the process by taking tasks off of their plate.

Public records are sourced to reduce the amount of info needed from the borrower. Once the insurance policy is purchased, Progressive even helps return evidence of insurance, finishing off the insurance piece of the loan process.

Why does this matter to you, the lender?

Using the digital mortgage integration helps reduce the overall loan processing time. This API consolidates the user experience by removing the need to bounce from webpage to webpage in search of insurance. The closing process is expedited by providing the user with a variety of coverages and viable options.

How Progressive's digital mortgage integration benefits our partners

This graphic shows Progressive's digital mortgage integration benefits. The text reads "Takes the work off the borrower's plate by sourcing info for them", "Empowers borrowers with options", "Closes loans faster", and "Delivers evidence of insurance after purchase"

Proof digital mortgage integration can help

  • Borrowers are shopping for homeowners insurance four to seven weeks before their effective dates.
  • Users engage with the "Buy Now" button 40% of the time. That moves to 50% with the "Shop Our Network" button.
  • Two-thirds of borrowers who click "Buy Now" purchase their quoted policy the same day.
  • When the consumer is able to compare insurance rates from Progressive and multiple carriers, they engage almost 50% of the time.
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Discover how digital mortgage and homeowners insurance integration can shorten your cycle time. Email us at embedded_integrations@progressive.com today to see if it's right for your platform.